MyBank Platform

MyBank is EBA Clearing’s standard for performing online e-Payments with simple and secure banking payment services (OBeP Online Banking e-Payments).

MyBank undoubtedly represents a concrete example of innovation of payment systems and use of SEPA (Single Euro Payments Area) standards, responding to the needs of e-Commerce development by opening different perspectives of use, in the interest of Merchants and Consumers.

CWBI, as an EBA CLEARING accredited System Integrator for the MyBank solution, has created a platform called MyBank Platform.

MyBank Platform is a modular product to support the delivery of the Routing service, for the benefit of Merchants, and the Validation service for Buyer banks. In addition, CWBI offers a number of accompanying plugins to facilitate integration with popular e-Commerce systems.

Always attentive to new business models and the opportunities offered by new technologies, CWBI offers a solution for Merchants, MyBank for Mobile, capable of transforming any smartphone/tablet terminal into a POS (smartphone as a POS), a strategic solution for positioning in what will be the near future of Mobile Payments.


  • Compliant e-Authorization Protocol, dall’Initiating Party/Merchant al Validation Service
  • Integration with Directory Service
  • Merchant master data management and/or integration with the bank’s legacy system
  • Monitoring of transaction payment flows (statements, reconciliations)
  • Exception reporting system
  • Integration with fraud control system
  • Statistical reporting
  • Service pricing support


  • Compliant e-Authorization Protocol, in the conversation with Routing Services
  • Integration with Directory Service
  • Authorization monitoring
  • Integration with fraud control
  • Exception reporting system
  • Integration with the Bank’s Internet Banking
  • Statistical Reports


  • Full support for major e-Commerce systems (Magento, Zen Cart, Shopify, etc.)
  • Easy integrability
  • Authorization monitoring with analytical view of transactions
  • Dashboard for monitoring transactions
  • Management of reports and complaints (ref. ISO 10002 guidelines)
  • Geolocation of transaction requests
  • Smartphone as POS solution available on smartphones and tablets

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